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3 Reasons to Carry Rental Car Reimbursement Coverage

By December 20, 2024No Comments

Rental Car Reimbursement is a frequently overlooked aspect of an auto insurance policy. While many of us have backup plans like borrowing a car from a friend or relying on taxis, there’s a more straightforward solution: include rental car coverage in your auto policy. Here’s why it’s a smart choice.

Reason #3: Parts Delays Can Leave You Stranded

Global events have disrupted supply chains, making it difficult for parts suppliers to keep up with demand. With many components sourced from overseas, specific parts for your car might be on a long waitlist. At our agency, we’ve seen repairs that should take a week stretch into over a month due to these issues. Without rental coverage, you could end up spending a lot on taxis or owing favors to friends who become impromptu chauffeurs.

Reason #2: Immediate Access to a Rental Car

Being without a car can be a major inconvenience, especially when you need to run errands like grocery shopping. Relying on friends and family can become a hassle for both you and them. With rental car reimbursement, you have a vehicle available when you need it, eliminating the need to depend on others or pay hefty taxi fares.

Reason #1: It’s Incredibly Affordable

A typical rental reimbursement policy costs between ten and twenty dollars for six months. That’s equivalent to a single impulse buy online or one dinner out every six months. For such a minimal cost, you gain peace of mind knowing you’ll have transportation when you need it most.